You can contact us on : 0845 634 5802

The bank account with no hidden charges

The Evolution Current Account is a great solution for those who want to open a bank account but have had difficulty at High Street branches.

It’s available to everybody – so even if you have a bad credit rating, have been denied an account before or are new to the country, you can still apply and enjoy all the benefits of a typical current account…

Guaranteed acceptance

Providing you can prove your identity and you’re over 18, you will be accepted.

No credit checks

You will not have to complete a credit check to open an account.

MasterCard® prepaid card

You will be given a MasterCard® prepaid card that you can still use to make purchases in-store and online. And because you have to allocate funds to your card – you can only spend what cash is available. This will help you to keep track of your spending and keep to a budget.

Earn cash back rewards while you spend

You could earn up to 4% cash back on purchases in over 30 participating stores – helping to make your money go that little bit further.

Make bank charges a thing of the past

If bank charges are eating into your finances every month, put a stop to it with an Evolution Current Account. There are no overdraft fees or charges for returned Direct Debits or Standing Orders.

Telephone and internet banking

Telephone and internet banking is available to all Evolution Current Account holders – so whether you need to talk to someone about your account or set up a bill, you’ll be able to do it quickly and efficiently.

For more details, complete the enquiry form and we’ll get back to you.


Company details
† Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Mobile phone users may find it cheaper to call 0161 656 7701. Calls may be recorded for service quality.
Terms & Conditions
* All our products and services are subject to status and acceptance and Terms and Conditions apply. Debt write-off applies only to debts included in the IVA / PTD, when approved by creditors, adhered to and usually at the end of the Agreement or Deed. Homeowners may be required to remortgage their home during an IVA or PTD to repay creditors. Failure to adhere to outlined terms could result in Bankruptcy / Sequestration. Fees payable for all debt solutions will be notified in advance. Credit ratings will be affected in the medium to long term following a Debt Management Plan, IVA, PTD, Debt Relief Order, Bankruptcy or Sequestration. If creditors do not freeze interest or charges this will lead to an increase in the period and amount being repaid.
^ £603 is the average saving per month based on a sample of 18,500 Baines & Ernst customers. Alternative solutions may be offered.
© 2012 Paymex Group