You can contact us on : 0845 634 5802

For the complete financial service – choose the Paymex Group

A large part of what we do is help people overcome debt problems, but that’s not all we do…

We’re fully committed to helping our clients in all areas of finance – from saving money on household bills to applying for a loan, we do all we can to improve the financial lives of those who come to us in need of help.

Bank accounts with no credit checks

Are you paying too much in bank charges every month? Do you have a bad credit rating and worry that you will struggle to open an account at a High Street bank? Perhaps you’re new to the UK and are experiencing difficulty in joining a bank.

Whatever your reasons, you’ll be pleased to hear that there is a solution available to you – The Evolution Current Account from Evolution Banking.

  • No credit checks
  • Guaranteed acceptance ¥
  • No overdraft fees
  • MasterCard® prepaid card
  • Can still arrange Direct Debits and Standing Orders
  • Up to 4% cash back on purchases in over 30 participating stores
  • Telephone and internet banking

¥ For guaranteed acceptance you must be able to provide proof of identity and be 18 years old or above.

Apply for a loan – even if you have been turned down elsewhere

If you have been turned down for a loan due to a bad credit rating or because you have been issued a CCJ, we could still help you get access to a loan.

  • Loans of £500 to £5,000 available within 48 hours¤
  • No up-front fees
  • Bad credit – OK
  • CCJs / Defaults – OK







REPRESENTATIVE EXAMPLE

Loan amount £3,000
Repayment p/m £162.64
Term of loan 36 months
Total repayable £5854.96

This example includes an acceptance fee of 10%. A guarantor may be required. Alternative terms may be offered. ¤Subject to status.

REPRESENTATIVE 63.5% APR

Contact us for more information on applying for a loan.

Save money on household bills

Feel like you’re paying too much on household bills? Let us help you!

Our new Solve and Save service is specifically designed to help you discover if you’re paying too much on bills like gas, electric, insurance, TV and internet packages, and if you are, we’ll do our best to help you find a better deal that’s much kinder to your pocket.

Click here to learn more about Solve and Save…

Full and Final Debt Settlements

If you’d prefer to pay off debt completely, you could take advantage of Baines & Ernst’s Full and Final Debt Settlement Service and repay all your debts at a reduced rate.

Baines & Ernst will negotiate on your behalf to reduce the total amount repaid, which means your creditors will write off a proportion of what you owe because you’re repaying your debt early.

The Full And Final Debt Settlement Service from Baines & Ernst has:

  • Saved clients over £2.5 million since 2008
  • Saved clients over £500,000 in 2010

Company details
† Calls are free if made from a BT landline. Calls made from mobiles and other networks may be charged. Mobile phone users may find it cheaper to call 0161 656 7701. Calls may be recorded for service quality.
Terms & Conditions
* All our products and services are subject to status and acceptance and Terms and Conditions apply. Debt write-off applies only to debts included in the IVA / PTD, when approved by creditors, adhered to and usually at the end of the Agreement or Deed. Homeowners may be required to remortgage their home during an IVA or PTD to repay creditors. Failure to adhere to outlined terms could result in Bankruptcy / Sequestration. Fees payable for all debt solutions will be notified in advance. Credit ratings will be affected in the medium to long term following a Debt Management Plan, IVA, PTD, Debt Relief Order, Bankruptcy or Sequestration. If creditors do not freeze interest or charges this will lead to an increase in the period and amount being repaid.
^ £603 is the average saving per month based on a sample of 18,500 Baines & Ernst customers. Alternative solutions may be offered.
© 2012 Paymex Group